Tag Archives: Debt

Mr. Plastic Fantastic

  In 1977, I wrote my first book, Your Money: Frustration or Freedom? In the book I told the story of Walter Cavanagh, a pharmacist from California who owned about 800 credit cards! But according to a recent ABC story, … Continue reading

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How To Stay Debt Free For Christmas

  Well it’s that time of year to put up the Christmas decorations and engage in the annual tug of war between you, your credit card, and the retailers as you do your shopping for gifts. And guess what? The … Continue reading

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4 Simple Rules To Stay Out Of Credit Card Debt

Surveys found that half of American households report having trouble making even the minimum payments on their credit cards. What’s going on? A lot of people are using credit cards for credit and not just for convenience, and they find … Continue reading

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Spending: It’s not in the Budget

When you think about it, a budget is only as good as what you recognize you’re going to be buying. Unfortunately, a lot of people leave these items out of their budget. Pets. There are regular vet visits, food, treats, … Continue reading

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Finding Your Financial Soulmate

The first time I saw her, I knew! I knew I wanted to marry Bev and spend the rest of my life with the most beautiful, captivating woman I’d ever seen. The last thing to enter my mind: is she … Continue reading

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Debt Collections

I have a question for you. What percentage of adults in America would you guess have debts and unpaid bills in collection? 10 percent? 15 percent? 20 percent? Wrong! More than 35 percent of Americans have debts and unpaid bills … Continue reading

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Procrastination

Dear Friends, It was totally predictable. When the economy began to recover from the Great Recession, consumer debt started to go back up, and the rate of saving went down. One of the reasons for this is procrastination. Procrastinators, because … Continue reading

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