Monthly Archives: July 2014

Debt Collections

I have a question for you. What percentage of adults in America would you guess have debts and unpaid bills in collection? 10 percent? 15 percent? 20 percent? Wrong! More than 35 percent of Americans have debts and unpaid bills … Continue reading

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Landon Dayton

Forty years ago the phone rang before dawn.  When I answered it, the caller quoted the first part of Isaiah 9:6, “For a child will be born to us, a son will be given to us.” It was our attorney … Continue reading

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Procrastination

Dear Friends, It was totally predictable. When the economy began to recover from the Great Recession, consumer debt started to go back up, and the rate of saving went down. One of the reasons for this is procrastination. Procrastinators, because … Continue reading

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