Salvation letter

We recently received this letter from Roger:

Greetings from Nebraska!


I have some EXCITING news. I have been listening to MoneyWise for several weeks. I learn new insights every week. After a recent broadcast, I knew it was time to get serious about my faith. I got down on my knees, repented, and asked Jesus to be part of my life. Thanks to God’s grace and mercy I am a new Christian because of your efforts.


I do have some questions for you. I am saving my money to buy a good study Bible. Could you please recommend one? Should I invest in a concordance, dictionary and atlas? Are there other resources I need?


You are a blessing and encouragement to me.

We rejoice when a listener gets out of debt or increases their giving or starts saving for future needs. But the greatest blessing occurs when someone comes to the Savior or grows closer to Him. What joy to learn that Roger has come to know Jesus as his savior . . . and on top of that is serious about growing in Christ.

If you’d like to check out the MoneyWise radio programs, visit and on the homepage under Radio, click on “Podcasts, stations and news” to locate a station near you.

My prayer for you:

Like Roger from Nebraska, if you don’t know Jesus Christ as your personal savior, you’d come to know him by genuinely asking him to come into your life and become your savior and Lord. If you do know Christ that you would come to know Him very well.

Warmly in Christ,

Howard Dayton


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Six and Counting . . . .

I wanted to introduce you to Dan Schilling who serves as the Compass North American Director. He and his wife Cheri are expecting their seventh son next month . . . that’s not a typo . . . their 7th son!

And yes, they were hoping for a little girl this time around. After 17 years straight of diapers, they are preparing for another round and will pass 20 years by the time this child is finished! Doesn’t this make you tired just thinking about it!

After the birth of their sixth son Jesse, they weren’t ready for another child, but felt they shouldn’t do anything permanent. Then, the Lord began to speak to their hearts, asking them to trust Him.

The Lord directed them to Matthew 6:19 where Jesus says, “Store up for yourselves treasure in heaven.” They sensed the Lord asking them, “If I wanted to entrust you with something eternal, would you be willing to receive it? Of everything I’ve entrusted your family, there is only one thing you can physically touch today, that you can touch again in heaven—your children.”

Soon they will welcome that eternal gift…Noah Nathaniel, to the Schilling family!

Dan and Cheri Schilling are extraordinarily committed to following Christ and growing as His disciples. They live on a big farm in Ohio where the boys have learned a wonderful work ethic and where Cheri home schools them as well.

Dan was selected as the Compass North American Director because he is remarkably capable and because of his heart to humbly serve the North American team. He has embraced the vision of doubling the number of Compass small group study participants annually for the next five years so that 250,000 people will be enrolled each year by year five.

Please join me in praying for the Lord’s hand of blessing to remain on Dan and his family.

Warmly in Christ,

Howard Dayton

Family 2015 2[1]

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On the Ground Report from Nepal

I want to share an email I just received from Johnson Samuel who is on our Compass team and serving the people of Nepal who are slowly recovering from an earthquake that devastated their country. Here is Johnson’s email:

Dear Howard,

Thank you so much for the prayers generated amongst the Compass family.

At this stage I can only say that I am grateful to God. Most of the believers have lost their homes. But because they were in Church (They have Church service on Saturday morning in Nepal) many lives were saved. Search and Rescue is still on and the power and water supply still not restored.

As communications came to a stand still, we are still not able to assess the full situation. I am still in Kathmandu, and I opted not to be evacuated. God gave me the previlege to help a few, especially in the church where I preached until 10 minutes before the earthquake.

We are still unable to contact Tatopani near Kodari where Compass has worked. The second quake of 6.9 had its epicenter there. Please pray for the situation.

I plan to leave for India today. Hopefully the flight will take off. Tremors are still felt here this morning. I think its aftershocks, but there pretty strong.

God bless,


Please continue praying for the people of Nepal and their recovery efforts during this time of crisis.




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Urgent prayer needed for Nepal

Dear Friend,

As the news has been reporting, the country of Nepal experienced a shattering 7.8 earthquake that left thousands dead or missing. When I first learned of the tragedy, I emailed our Compass India Director, Richard Samuel, to learn about the safety of Johnson Samuel who has often traveled to Nepal the past two years.


Here was Richard’s return email: “He is actually right there and he barely escaped……God has been faithful. The house he stayed in the previous day is gone now. But this may be the opening the Gospel needs for moving forward…… we will keep you posted.”


Here’s what I know about Nepal from our Compass newsletter last year:


It’s a country with a population of 27 million that’s dominated in the north by the Himalayan range with eight of the world’s ten tallest mountains, including the highest point on earth, Mount Everest. The annual per-capita income is only $1,000, and travel is very difficult, so there are many needy Nepalese.


Until the 1990s, Nepal was the only official Hindu nation in the world. Today it’s a secular state with relative freedom of religion. There are now an estimated 375,000 followers of Jesus, as Nepalese Christians have been faithful in sharing the good news of Christ with their countrymen.


Johnson Samuel, COO of Compass India, has pioneered introducing Compass to church leaders in Nepal. The first training was attended by 60 pastors, some walking two days from the mountainous north to learn God’s way of handling money.


Please join us in praying for safety of the Nepalese and Johnson Samuel! Also pray for the Lord to provide the necessary food, water, medical care and housing for the people of this great country. And may the Lord use this difficult time to open many hearts to receive Jesus Christ as their savior.


Johnson and Compass India have been funding their Compass missionary effort without support outside of India. If you would like to help this effort financially, contact us at 800-525-7000 or visit and click on Donate and designate the gift to Compass India.


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Beware of Big Foot!

  In 1958, several very large footprints were found that has led some to believe in the existence of a Sasquatch or Big Foot. We’re still looking of course and if you find him, please let us know! However there’s another footprint that could really mess up your life and believe it or not–it’s your own!

It’s your own “social media footprint”.

Many companies now check a job applicant’s “social media footprint” before hiring. According to some job and headhunter sites, assessing a candidate’s social media presence is one of the top things recruiters do. So here are some things potential employers check out that may disqualify an applicant from being offered a job.


  • Badmouthing Employers. Employers realize that some have the habit of creating discontentment in the work place – so never be critical or spread gossip about an employer online. Instead, we should be an encouragement. “[Employees], be submissive to your [employer], not only to those who are good and gentle, but also to those who are unreasonable” (1 Peter 2:18).


  • Getting too personal. Another thing potential employers look out for is applicants who don’t demonstrate discretion by sharing too much personal information.


  • Questionable Content. Risqué photos, foul language, shady activities, drug use and sexual references can cost an applicant a job. Even inflammatory political posts can be offensive.


  • Dishonesty. Contradictory posts, such as, “I was in an accident and unable to work for a week,” which doesn’t sync with photos of the person waterskiing the same week. Employers are looking for people of integrity that they can trust.


I love what 1 Corinthians 10:31 says, “Whether, then you eat or drink or whatever you do, do all to the glory of God”. And that includes the Social Media Footprints you leave. I encourage you to think twice before you post.

Warmly in Christ,

Howard Dayton


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Show me the money!

Gambling! It’s all about the money.

A couple of years ago I watched an interview of the governor of Pennsylvania who was leading the charge in getting casino gambling legalized in his state. When the interviewer pressed him on why he would risk so many of his citizens become addicted to gambling, he argued, “If we don’t provide it here, they will travel to another state, and the Pennsylvania state budget will lose more than a billion dollars of gambling income.”

Forget the fact that proximity to a casino dramatically increases the number of pathologically addicted gamblers.

Forget the lives and families that are ruined. The divorces. The children who don’t have a mom and dad in the home. The financial cost to the individuals who squander their paychecks instead of buying groceries. The worker who invades his 401k retirement funds and becomes totally dependent on the government when he no longer is able to work. It’s all about the money.

Let’s tell it the way it is! Far too often governments hungry for revenue have sacrificed the welfare of their citizens by colluding with gambling interests. Slick marketing that never reveals the pain and hurt.

Sophisticated techniques used by casinos to hook unsuspecting gamblers.

For example, there is a new breed of what used to be called slot machines or three-armed bandits. There are now about 850,000 of these new-breed machines that are high tech and literally captivate people. These machines are programmed to say “You won” after every bet. Forget that the bet cost you $1.00 and the machine says you “won” $.45 cents – you really LOST $.55!

God’s people should stand against this tsunami of gambling that has swept our nation. Pray for the Lord to work in the hearts of people to take away the desire to bet. I believe that we should individually make the commitment to never gamble even one penny. We should not risk becoming addicted to gambling nor should we support an industry that destroys so many people.

Warmly in Christ,

Howard Dayton


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He Is Risen!

Dear Friends,

Easter! The day we focus on celebrating the most important day in human history, when our Savior was raised from the dead after willingly giving his life on the brutal cross. “Jesus, the author and perfecter of faith, who for the joy set before Him endured the cross, despising the shame, and has sat down at the right hand of the throne of God” (Hebrews 12:2).

I’ve been thinking about Philippians 2:10, “At the name of Jesus every knee will bow . . . and every tongue will confess that Jesus Christ is Lord, to the glory of God the Father.”

Those who know Him will say, “Jesus Christ is Lord” out of a heart of adoration, worship, and eternal gratitude. Our hearts will be bursting with joy over the prospect of being with Him forever in an unimaginably wonderful place called heaven.

However, those who do not know Him as Savior will acknowledge Him as Lord grudgingly out of a massive sense of defeat, hopelessness, and regret. Their hearts will be overcome with loneliness and terror.

By God’s grace, may you and I recommit ourselves to spend our time, money, and opportunities to live for Christ and influence as many others as possible to come to know Him. We look forward to the day that every knee shall bow and every tongue confess  that Jesus Christ is Lord.

Love in the risen Christ,

Howard Dayton


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